Top 10 Funeral Plans

Last updated: May 2019

Save money when you compare over 80 pre paid funeral plans at Funeral Plan Market™. You can compare the top 10 funeral plan providers in seconds to find the best funeral plan for you. Choose to pay for your funeral plan in 1 payment or monthly. To Compare plans please Click Here.

What are the Top 10 funeral plans?

Depending on what you want will impact on what are the top 10 funeral plans are for you. Your top funeral plans may be based on if the plan provider is regulated, which funeral plans are the cheapest or which are the most expensive.

For some people their top funeral plans are those that are guaranteed. This means both the funeral directors fees and services and payment of third party fees are guaranteed. For more information about third party fees please Click Here.

Regulated Funeral Plan Providers

The Funeral Planning Authority is the regulator for funeral plans in the UK. It is a voluntary code and therefore not all funeral plans providers are registered. For more information about the Funeral Planning Authority please Click Here.

There are 15 providers of funeral plans that are an administered by an FPA registered provider, 14 of these are included in the comparison tables, these are:

• Age UK Funeral Plans
• Avalon Funeral Plans
• Choice Funeral Plans
• Co-op Funeral Care
• Dignity Funeral Plans
• Golden Charter funeral plans
• Golden Leaves funeral plans
• Memoria Low Cost Funeral Plans (administered by Ecclesiastical)
• Open Prepaid Funeral Plans
• Plan with Grace
• Pure Cremation funeral plans
• Royal London (administered by Ecclesiastical)
• Simplicita (administered by Ecclesiastical)
• Simplicity (part of Dignity)

Perfect Choice (Ecclesiastical Planning Services) funeral plans are also FPA registered however as they do not provide publication of their funeral plan prices online their plans are not included in the comparison tables.

Top 10 Cheapest Funeral Plans

Of all the funeral plans compared at Funeral Plan Market™ the top 10 cheapest funeral plans, that include a service, in order of price – the cheapest first, are:

Ten of the cheapest funeral plans

• Memoria – eFlexible (£2,795)
• Golden Leaves – Zinc (£2,859)
• Age UK – Basic (£2,870)
• Dignity – Limited (£2,895)
• Golden Charter – Value (£2,895)
• Open Prepaid Funeral Plans – Simple Plus (£2,995)
• Memoria – eTraditional (£3,195)
• Age UK – Ivy (£3,270)
• Co-op – Simple (£3,295)
• Dignity – Amber (£3,295)

Of the top 10 cheapest plans listed the Memoria eFlexible plan is the cheapest at £2,795

Top 10 most Expensive Funeral Plans

The most expensive funeral plan available at Funeral Plan Market™ is £4,295.

The top 10 most expensive funeral plans to compare at Funeral Plan Market™ are:

Ten of the most expensive funeral plans:

• Avalon – Windsor Way (£4,245)
• Co-op – Gold (£4,199)
• Open Prepaid Funeral Plans – Select (£4,100)
• Golden Charter – Premier (£4,099)
• Avalon – Highgrove (£3,995)
• Golden Leaves – Platinum (£3,969)
• Co-op – Silver (£3,950)
• Choice – Choice Plus (£3,945)
• Dignity – Diamond (3,895)
• Age UK – Rowan (£3,870)

All of the top 10 most expensive funeral plans include the provision of 1 or 2 limousines. The cheapest funeral plan that includes 2 limousines is by Memoria Low Cost Funeral Plans at £3,795 this is a fully guaranteed plan for cremation or burial. For more information about Memoria Low Cost Funeral Plans please Click Here.

Guaranteed Plans

There are 4 providers of guaranteed funeral plans, based on total price here are the top 10 in order of cheapest first:

Top 10 Guaranteed Plans

• Memoria – eFlexible (£2,795)
• Age UK – Basic (£2,780)
• Dignity – Limited (£2,895)
• Age UK – Ivy (£3,270)
• Co-op – Simple (£3,295)
• Dignity – Amber (£3,295)
• Memoria – eTraditional (£3,195)
• Memoria – eTraditional Plus (£3,495)
• Co-op – Bronze (£3,595)
• Age UK – Holly (£3,625)

Co-op Funeral Care, Memoria Low Cost Funeral Plans include guaranteed payment of medical certification fees required for cremation whereas Dignity and Age UK do not.

Medical certification fees required for cremation are only payable in England and Wales (not Scotland) when a coroner’s report is not required.

To find out your top 10 funeral plans compare over 80 plans online when you Click Here.

Direct Cremation Plans

There are 9 providers of direct cremation funeral plans that are an administered by an FPA registered provider. Direction Cremations are an increasingly popular type of funeral and do not include a service at the crematorium and instead family and friends can choose how they wish to celebrate the life of the deceased. Of these providers 6 offer guaranteed plans meaning that the cremation fees are guaranteed to be paid; however only 3 of these guarantee payment of medical certification fees required for cremation in England and Wales only when a coroner’s report is not available.

The top 5 cheapest direct cremation plans are:

• Memoria - Direct Cremation (£1,490)
• Simplicity – Direct Cremation (£1,495)
• Pure Cremation – Pure Cremation (£1,595)
• Golden Leaves – Copper (£1,644) - Medical fees included
• Memoria – Simple (£1,675) – Medical fees included
• Avalon – Cremation Only (£1,895) – Medical fees included

To compare direct cremation plans please Click Here.