Plan Your Own Funeral in Advance

When you plan your own funeral in advance this can be very helpful for your family and friends so they know exactly what you want and if you choose to pre-pay for your funeral it saves your family the burden of costs when you have paid for your funeral in advance.

This guide explains what to consider when planning your own funeral in advance and how you can save money when you plan your own funeral in advance.

1) The type of funeral of you want

100 years ago the most popular type of funeral was a burial in the 21st century this has all changed with cremation being the most popular funeral type. When you plan your own funeral in advance deciding if you want to be cremated or buried is a key decision.

Burials can be more expensive because in addition to paying for the funeral you will need to purchase a burial plot at a cemetery or religious property. The price or burial plots vary in price, the average price of a burial plot is around £1,000 however prices within Greater London can be much higher.

When a person is cremated the ashes can be returned to family members to be scattered in a place of your choice, crematoria also provide the option of your ashes being scattered in the garden on remembrance at the crematorium.

2) Price and Budget

When you plan your own funeral in advance it is a good idea to decide how much you want to spend. Just like most other products and services the cost of funerals increase over time and the costs of your own funeral when time comes will more than likely be much higher when the time comes for your own funeral. One of the benefits when you plan you own funeral in advance is that you can purchase a pre-paid funeral plan which means you can fix the cost of your own funeral at today’s price to protect from future price rises.

Often family members may tell you that they would prefer to pay for your own funeral themselves so it is a good idea to let them know that is they pre pay for your own funeral in advance they will benefit from savings.

Should you wish to prepay for your own funeral in advance it is a good idea to compare funeral plan prices and features to make sure you get the right plan, for your own funeral, at the best. You can compare funeral plan prices when you plan your own funeral in advance when you Click Here.

3) Prepaid funeral plans

Prepaid funeral plans start at £2,850 for a fully guaranteed plan for cremation and service in the UK. The best price prepaid funeral plan for a cremation without a service is £1,449. Burial plans that cover all of the UK start from £2,895

When you plan your own funeral plan in advance and decide a prepaid funeral plan is the right choice for you, you can to choose to pay for the funeral plan in 1 payment or spread the cost monthly.

A prepaid funeral plan is a good idea for people who what to plan their own funeral in advance and pay for it as well so their families do not have the burden of cost. Funeral plans cover the key requirements for a funeral with the additional costs for the family to pay being for flowers and catering – when you plan your own funeral in advance you can set aside money to cover costs for catering and flowers separately if you wish.

Depending on your budget and circumstance is you choose to pay for a prepaid funeral plan in 1 payment when you plan your own funeral in advance you can do so by credit or debit card; or bank charge. Most funeral plan companies do not charge you extra for paying by credit card and if you use a credit card to collect reward points this is often a popular method of payment.

Alternatively when you pay for your funeral plan in advance you can pay monthly over 1-30 years, some funeral plan providers require a minium deposit payment whereas others do not. You can compare the different minimum deposit options when you compare funeral plans when you Click Here.

Some funeral plan companies also provide an insurance backed option that provides you full cover are you have paid 12 monthly instalments.

4) Location

A useful option when you plan your funeral plan in advance is to decide if there is a specific funeral director that you would like to be appointed to look after your funeral, depending on when you live. When you set up a prepaid funeral plan when you plan your own funeral in advance many funeral companies provide the option of you nominating a preferred funeral director, otherwise the funeral plan provide will allocate a funeral director local to where you live.

If you decide to be cremated when you plan your own funeral in advance you may wish to use a specific crematorium, if you are not sure the funeral director will use a crematorium local to them.

If you decide to be buried you will need to purchase a burial plot and choose where you would like to be buried when you plan your own funeral in advance. A prepaid funeral plan will cover the cost of interment fees however prepaid funeral plans do not include the cost of the burial plot so you will need to purchase this separately when you plan your own funeral in advance.

5) Service type

Humanist services and becoming more popular and you can decide if you prefer a religious service or a humanist service. A humanist service is non-religious service that does not include prayers or reference to a god. When you set up a pre-paid funeral plans you can specify the service type you require.

6) Flowers and Charitable donations

You can decide if you would prefer mourners to make a charitable donation instead of send flowers when you plan your own funeral in advance and if you choose to set up a prepaid funeral plan this requirement can be included as part of your funeral plan. You can also choose the types of flowers you would like and if you only require close family to provide flowers.

7) Music and readings

All crematoria and cemeteries have the facility to provide music which is often some form of music system and sometimes and organ is also available. When you plan your own funeral in advance you can decide what music and readings you would like to be included in your funeral plan service. Typically you can choose different music for the beginning, middle and closing of the service when you set up a prepaid funeral plan.

8) Photos and Videos

Many crematoria and cemeteries have the facility for photos of the deceased to be displayed in addition to videos being included as part of the funeral plan service. When you plan your own funeral in advance you can decide what photos you may want displayed and any videos you wish to be shown, again if you choose to set up a pre-paid funeral plan these requirements can be included as part of your plan.

9) Euology

A eulogy is the speech made as part of a funeral service that is a tribute to the person, the funeral is being held for, and celebrates the life of the deceased. The eulogy can be conducted by the officiant, family member of friend. Often the eulogy provides a summary of the deceased life and their achievements. When you plan your own funeral in advance there maybe a specific person you wish to deliver the eulogy and you may have specific topics to be included in the speech. As is the case for all special requests you can document these wishes as part of a pre-paid funeral plan should you choose to set a funeral plan up.

10) Wake

A wake is described as a social gathering associated with death, usually held before a funeral however more commonly it is also described as the reception after the funeral which is also known as a funeral tea. When you plan your own funeral in advance you may have specific requirements for your wake in terms of the venue, food and drink to be served, if there is to be a theme and if you want a modest or more lavish affair. Prepaid funeral plans do not cover the cost of a wake or catering however you can still include your requirements as part of the plan so your loved ones are aware of what your wishes are so they can be carried out.

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When you plan your own funeral in advance we would recommend that you let your family know so they are aware of your plans, this is especially important if you have set up a pre-paid funeral plan because your family will need to know who the funeral plan provider is and the number to call. To find our more out funeral plan providers please Click Here.

Should you wish to set up a prepaid funeral plan you can compare over 90 plans when you Click Here.