Frequently Asked Questions

In the last 12 years funeral costs have more than doubled in price. A funeral plan is a way of protecting you and your family against rising funeral costs, and they make sure when it comes to it, what you want on the day is clear.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

Whilst Funeral Plans guarantee there won’t ever be anything extra to pay towards the funeral director’s fees and services, when the Plan holder dies there may be additional costs to pay towards disbursements (also called 3rd party fees).

For further information on 3rd party fees please Click Here

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

Funeral Plans work in that the money a customer pays for their plan is invested in a ring-fenced trust fund or life insurance policy. For further information on how your money is kept safe please Click Here

Through the investment the monies grow in value over the course of the Plan holder’s lifetime. Then when the Plan holder passes away, monies are released and paid to the funeral director who will conduct the funeral as agreed, exactly as you want it.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

Because the trust fund or insurance policy is separate to the company, in even if the Funeral Plan company should go into liquidation or cease trading for any reason, the Plan holders’ investments would remain secure and ring-fenced solely for the use of the Funeral.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

Where a customer spreads the cost of their Funeral Plan over 12 or 24 months or more (depending on the plan provider), each instalment takes time to process, both by the company and by the trust into which it is securely invested. The company can absorb that cost where the payment period is up to 1 or 2 years, but over a longer period, where there are up to 120 transactions to process, the company needs to apply a small flat monthly Instalment Handling Charge (calculated annually) to cover part of that processing cost.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

Disbursements (or 3rd party charges) are costs that are outside of the funeral plan provider’s/funeral director’s control. For further information on 3rd party charges please Click Here.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

You can pay for your funeral plan in full or you can spread the cost monthly. If you choose to pay monthly you can spread the cost for up to 25 years (depending on the funeral plan provider). Alternatively you can opt to pay a fixed monthly payment until death or until you are 90 (which ever occurs earlier). To compare the payment options available please Click Here.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

Funeral Plans can be for cremation or burial; although, for burial plans, the customer will need to purchase a burial plot themselves directly from whomever owns the cemetery at which they wish to be buried.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

In most cases Funeral Plan can be transferred into the name of an alternative person if it has been paid for in full. To do so, you just need to contact the Funeral Plan provider directly, who will then make the alteration. Please note an additional charge may apply and if there is a charge you will be told what this is.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

No. Unlike with many insurance products, customers purchasing a Funeral Plan are not required to pass any medical tests. The are no health or medical questions to answer.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

Wherever you move to in the UK, your funeral plan will not be affected however an additional charge may apply depending on the funeral plan provider - if there is a charge you will be told what this is, at the time. Please note that Safe Hands, Co-operative and Dignity do NOT charge plan holders who move to another part of the UK.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

Avalon Funeral Plans have a special feature that allows members who live in two countries to have a service at either location. Avalon will provide you with a certificate of cover applicable to the country in which you reside – an excellent feature for expatriates living abroad. Golden Leaves also provide an expatriation service. All other plan holders only provide their services to plan-holders who have their funeral plan in the UK.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

Regardless of wherever in the UK the Plan holder is when they pass the funeral plan provider will arrange for the deceased to be collected and taken to a chapel of rest that is local to where the funeral is to take place.

Apart from Avalon each funeral plan provider includes an inclusive mileage allowance for the deceased to be collected to take to the funeral home. Depending on the provider this is between 15 and 50 miles (the mileage allowance is detailed on the results table, please click here to compare plans). Any transport costs over the inclusive mileage will be charged at the funeral director’s standard charge for mileage at that time (this additional charge would be payable by the Plan holder’s representatives, directly to the funeral director).

Avalon Funeral Plans do not have a mileage allowance, the deceased can be collected from anywhere in the UK at no extra charge.

A funeral plan provider will always allocate a funeral director local to where the deceased lives, so should the deceased by close to or at home it is highly unlikely that a transport cost will apply because the location of the deceased will be within the mileage allowance to travel to the funeral home.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

Funeral Plans do not include repatriation (the process of bringing a deceased person back to the UK). If a Plan holder dies while outside of the UK, then their travel insurance should cover this cost. Once back in the UK, the Funeral Plan provider would arrange for the deceased to be collected from the airport and taken to a chapel of rest local to where the funeral is taking place.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

For further information about Trust Funds please Click Here.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

Yes, all Funeral Plan Providers compared on Funeral Plan Market regard it to be of paramount importance that their Plan holder’s investments are safe and secure. Great care has been taken to ensure the funds comply with all current legislation as set out in the Regulated Activities Order (Financial Services & Marketing Act 2000).  Many of the Funeral Plan providers are registered providers of the Funeral Planning Authority (FPA) and comply with their rules of practise. For further information on Funeral Plan Providers please Click Here.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

This depends on the funeral plan provider and the plan you choose. For further information please Click Here.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

The funeral director will always be local to the Plan holder’s place of residence at the time of their death.

To compare funeral plans to find the best funeral plan for you at the cheapest price possible please Click Here to complete the short form.

Funeral Plan Market has a Primary Authority relationship with West Yorkshire Trading Standards, for further information about Primary Authority please Click Here.

Fair Price Charter, FPA, NFFD, NAFD and NAPFP are organisations funeral plan providers featured on this site may be associated with, for further information about funeral plan providers please Click Here.